Bear in mind though that while ATOL protection may mean you get a refund for your flight and/or package holiday, it won't cover other elements booked separately that you can't use if your holiday is off – for example, if you've booked separate hotels or car hire.
Consequently, do I need insurance if I have ATOL protection?
Alternatively, you can check that the company you're booking with is an ATOL holder on the Civil Aviation Authority website. ATOL protection doesn't cover things like medical expenses, delays/cancellations or lost luggage, so travel insurance is still a must.
Subsequently, question is, can ATOL go bust? Package holidays
Booking a package holiday is one of the safest ways to secure your money in case your holiday company goes bust. As long as the company is ATOL-registered opens in new window – which most travel companies in the UK are – you will receive a full refund from the Civil Aviation Authority.
Likewise, which is better ATOL or ABTA?
ATOL (Air Travel Organiser's Licensing) sits alongside ABTA but is specifically designed to cover people who fly. Whereas ABTA covers rail, road, or sea travel holidays. Many ABTA tour operators also provide bonds to the Civil Aviation Authority under the ATOL scheme.
Do you get ATOL protection with flights only?
Generally speaking, no. ATOL protection only tends to cover package or adventure holidays (flights + accommodation, flights + car hire or a combination of all three).
Related Question Answers
Are package holidays covered by ATOL?
UK law requires travel businesses to financially protect their package holidays. Package holidays that are sold to consumers in the UK must be protected by the ATOL scheme.What if my holiday isn't ATOL protected?
Package holidays aren't covered under Section 75 as you should be covered under ATOL. If you don't have ATOL then check for ABTA protection – otherwise it's down to travel insurance.Does ATOL protect Covid?
RCN's issued after 10 March 2020 solely due to the Covid-19 pandemic will have ATOL protection, until an end date to be announced. The CAA will give at least one month's notice of the end date.What happens if your flight is not ATOL protected?
If the airline has gone bust, and you are abroad without ATOL Protection, you will need to book flights back with another alternative airline. Make sure you contact your own airline or insurance provider to discuss reimbursement before booking flights home.What is covered under ATOL?
ATOL cover means you are protected if you book a holiday with a single travel firm that includes: flights and accommodation (including on a cruise), or flights and car hire, or flights, accommodation and car hire.How much does an ATOL Licence cost?
Small Business ATOL (SBA)Need to meet Standard ATOL financial criteria. £2,015 application fee plus 12.64 pence variable per passenger charge.
How long will it take to get my money back from ATOL?
We aim to acknowledge claims within 5 working days of receipt. If your claim is fully completed and we do not require any additional information or evidence, we aim to process your claim in a timely manner. Under normal circumstances, we estimate this to be 28 working days from receipt of your completed claim.Are flights covered by ATOL or ABTA?
ABTA ensures that all of its Members properly protect their package holidays, as required by law. Packages including a flight are covered by ATOL. Packages not including a flight are covered by ABTA bonding, or insurance policies. Examples of these packages are coach, rail or cruise holidays.Do I complain to ABTA or ATOL?
If there is no reference to an ATOL holder or airline but the agent is in a trade association such as ABTA, the TTA or the Global Travel Group you should contact them for advice. If not you should contact Citizens Advice online or by phone on 08454 040506.How do I get a refund from ATOL?
The refund process is quite straightforward; ATOL Protected consumers should complete an ATOL Claim Form and provide the documents they have been issued with as evidence that they had a contract with a failed ATOL holder, along with the evidence of payments made.Is on the beach covered by ATOL?
With On the Beach, all of your flight-inclusive package holidays are ATOL protected.Can ABTA go bust?
What protection does ABTA provide? All package holidays and “flight plus” holidays sold to you in the European Economic Area by ABTA members are financially protected by the ABTA scheme. So if your company goes bankrupt, you'll be able to continue your holiday as planned or get a refund.Is Love holidays ABTA and ATOL protected?
All our package holidays are financially protected by the ATOL scheme, which means your money is always safe with us. Every part of your flight plus hotel booking is financially protected by the ATOL scheme, the “gold standard” of travel protection. Our ATOL number is 10989.Will I lose my money if I cancel my holiday?
If you've got the right to cancel, you'll get back any money you've already paid. If the terms and conditions say the company can increase the price, the company also has to offer you a refund if the cost of your holiday goes down because of changes to fuel prices, taxes or exchange rates.Will I lose my deposit if I cancel my holiday?
The travel company's booking conditions will set out the cancellation terms. Normally you'll be required to pay the full deposit and then forfeit this amount. Always make sure you've read the terms and conditions before you continue on to making a confirmed booking.Do you get money back if airline goes bust?
If you have a Linked Travel Arrangement you will benefit from insolvency protection. That means if your airline goes bust, you'll get your money back, but you may not qualify for any assistance if you're already abroad. The rules only apply to holiday packages sold or offered for sale in the UK since 1 July 2018.How much will I lose if I cancel my holiday?
You can cancel your holiday plans for personal reasons, but you'll probably have to pay a termination fee. The cost of the fee is usually a percentage of what you paid, and can increase the closer your trip gets. For example, if you cancel 60 days before it starts, you could lose 50% of its cost.Does travel insurance cover if a company goes bust?
Premium travel insurance policies may also protect you in the event a travel company or airline goes bust: End supplier failure cover can help you recover any money you lose if your hotel or travel company goes bust. Scheduled airline failure cover protects you if the airline company you were flying with goes under.Are my trip ATOL protected?
UK law says your holiday must be protected if you book a package holiday. ATOL is a UK financial protection scheme and it protects most air package holidays sold by travel businesses that are licensed in the UK.Why would someone need ATOL protection if they have travel insurance?
ATOL protection ensures your holiday is covered if the company you have booked it with goes bust. This helps to ensure that you aren't stuck abroad if an issue happens while you're away, for example. It's important to stress, however, that ATOL protection is not a substitute for travel insurance…Are Jet2 flights only covered by ATOL?
Jet2 are an airline selling only flghts so don't hold an Atol Only the tour operator holds an Atol. So to answer your question, you have cover via neither.Is Ryanair covered by ATOL or ABTA?
Ryanair doesn't issue ATOL certificates, what with not selling package holidays and not being a UK registered company.Are easyJet flights covered by ATOL?
Great news, when you book an easyJet holiday, or a flight and car at the same time you have the peace of mind that your booking is ATOL protected.Is ATOL a legal requirement?
Travel companies are legally required to issue ATOL Certificates, this is your guarantee of protection. However we consider all claims on a case-by-case basis.How do I know if my flight is ATOL protected?
How to check for ATOL protection- Look for the ATOL logo on the travel company's website, shop window or brochure.
- Speak to your holiday travel agent – whether you are booking direct with a travel company, through an agent or with a tour operator, they will be able to tell you if your holiday is ATOL protected.
