Re: Horizon Gold Credit Card That being said, it does report to Transunion, and does help improve your credit score, just by having an open and active tradeline. It costs $24.95 per month for your "member benefits", and the initial $5.00 fee(plus the first $24.95) to set up the account.

Beside this, does Horizon Gold report to credit bureaus?

The one thing Horizon Gold has going for it is that it has a fairly high credit limit compared to some other bad credit score cards available. It too starts with a $200 credit limit, but can go up to $1,000. It also reports to the three major credit bureaus, so building your credit with a secured card is a good option.

Also, can I use the Horizon Gold Card anywhere? You can't use the card at just any store. In addition to high fees, the Horizon Gold Card has limited use — you can only use it at thehorizonoutlet.com to buy select merchandise including clothes, appliances, electronics and more.

People also ask, is Horizon Gold Card legitimate?

Horizon Gold is not a credit card like a Visa or Mastercard. It's a store card that you can use in only one place, and you pay your bill in full every month. The fees are high. The card costs nearly $300 a year in fees and has a limit of only $500.

What is Horizon Credit?

Apply Now. The Horizon Gold Credit Card is a starter card for people looking to tap into an unsecured line of credit. This catalog card comes with a $500 line of unsecured credit, allowing you to purchase items from the issuer's catalog, the Horizon Outlet.

Related Question Answers

Can I use my horizon gold card at Walmart?

Unfortunately, you cannot use Horizon Gold card in Walmart. Please note that Horizon Gold is not a credit card like a Visa or Mastercard. It's a store card that you can use in only one place card only works for purchases made at the Horizon online store.

Is Horizon Gold a real credit card?

Horizon Gold isn't your typical credit card. In fact, it's not actually a credit card at all. Rather, it's a store card that can only be used at the Horizon Outlet store online. You will receive a $500 credit limit that comes with an unsecured card, which also comes with a 0 percent APR.

What is Horizon Outlet?

The Horizon Outlet, which is the only place you can use this card, offers a range of merchandise: men's, women's and children's apparel; home goods; entertainment and electronics; and financial services. On the Horizon Outlet website, it does say, “All product availability may be limited to quantities on hand.”

What unsecured credit card is the easiest to get?

Here are the easiest unsecured credit cards to get: Overall: Fingerhut Credit Account. Rewards: Credit One Bank® Platinum Visa® for Rebuilding Credit. Small Business: Capital One® Spark® Classic for Business. Limited Credit: Petal® Visa® Credit Card.

What does your credit score have to be to get an unsecured credit card?

Generally speaking, a credit score of between 300 (the lowest FICO score) and 650 is considered bad credit. However, some card issuers will consider scores of 550 to 650 as being simply poor credit and may consider you for an unsecured credit card.

Does Net First Platinum build credit?

In theory, the NetFirst Platinum credit card might help you build credit and improve your credit score. This is because Horizon Card Services says it reports account activity to at least one credit bureau.

Is the surge credit card legit?

The Surge Mastercard® Credit Card is a legit credit card for people with bad credit, not a scam. It reports to the three major credit bureaus each month, which allows cardholders to build credit by paying on time and using only a portion of their credit limit.

What is a NetFirst platinum card?

A Net First Platinum card is a so-called “merchandise card,” which you can only use for purchases from a single online catalog. Net First Platinum is for the Horizon Outlet, which sells clothing, cookware, tools, toys and more.

Can I use my horizon gold card at an ATM?

You can use it for ATM withdrawals and deposits, and for making purchases. And, these benefits are available to you at no additional charge. The Horizon debit card looks like a MasterCard credit card, but operates like cash or a personal check.

Does total credit card give increases?

You will not automatically get a credit limit increase after paying your Total Visa annual fee. Howerver, you can ask for one, as credit limit increases may be approved after your account has been opened for six months and there have been no late payments and no over-the-limit issues.

How do I cancel Horizon Gold Card?

Contact Horizon. Call Horizon Customer Service at 1-800-251-6144 and tell the representative you want to cancel your card. If you call within 30 days of your billing date, you may be entitled to a partial refund of your membership fee for that month.

What is Horizon Card Services on my bank statement?

HORIZON CARD SERVICES ACCOUNT IS A LINE OF CREDIT THAT CAN BE USED BY AN ACCOUNT HOLDER TO SHOP EXCLUSIVELY AT OUR ONLINE SHOPPING WEBSITE THERE ARE NO DOWN PAYMENT REQUIREMENTS FOR PURCHASES AT OUR WEBSITE.

Is boost platinum a credit card?

The Boost Platinum is a catalog card that is designed for rebuilders with a really bad credit score and have been rejected by other bad credit unsecured and even secured credit cards. Your credit utilization and payments will also be reported.

What Is a Choice Gold Card?

Choice Credit Card's Rewards Earn 2 points per eligible $1 spent on everyday purchases. Enjoy Elite Gold Status and get exclusive rates when booking direct on choicehotels.com or on the Choice Hotels mobile app, and a 10% point bonus every time you purchase a stay with Choice Hotels.

Can I get a credit card with really bad credit?

Yes. You can get a credit card with bad credit, but you have to make sure you apply specifically for a card designed for poor credit. If you're looking for a credit card but you have a poor credit score, you may want to consider a credit card for bad credit and select an option that's most suited to your circumstances.

What is absolute gold card?

The Absolute Gold card lets you spend $500 at the Absolute Outlet online store regardless of your credit history for only a small activation fee. Even if you're strapped for cash, you can shop for clothing, electronics, toys, homeware and much more.

What is a horizon gold merchandise card?

The Horizon Gold Card is an unsecured credit card geared toward customers with bad credit. This is a catalog card, which means cardholders can only purchase items from the Horizon Outlet website. Applying for the Horizon Gold Card requires no credit or employment check.

Can I use my Walmart credit card at Target?

The Walmart Rewards™ Card and Target RedCard can only be used at Walmart and Target properties, respectively. If you want a credit card that can be used everywhere, the Capital One® Walmart Rewards™ Card can be used anywhere Mastercard is accepted.

What is a freedom gold card?

The Freedom Gold Card is a merchandise catalog card that is issued by Horizon Card Services. The key selling points for this merchandise card is that they perform no credit checks, do not charge any interest rate for purchases (i.e. 0%) and they report to "one major credit bureau".

How do I activate my horizon gold card?

Using Horizon Gold Card Customer Care Number to Activate the Card
  1. You can dial 1-800-251-6144 to activate the card by phone.
  2. Once you are connected to Horizon Gold Card Customer Care officer you tell them you want to activate the card.

Where can I use my Group One Platinum card?

Unlike regular Visa or Mastercard, the Group One Platinum can only be used in Horizon Gold's Online Store. But they do report to at least one credit bureau and they will report this credit line once you get approved.

How does the horizon work?

The horizon or skyline is the apparent line that separates earth from sky, the line that divides all visible directions into two categories: those that intersect the Earth's surface, and those that do not. Also, the higher the observer's eyes are from sea level, the farther away the horizon is from the observer.

Where can I use my net first platinum credit card?

A Net First Platinum card is a so-called “merchandise card,” which you can only use for purchases from a single online catalog. Net First Platinum is for the Horizon Outlet, which sells clothing, cookware, tools, toys and more.

Is net first a real credit card?

The Net First Platinum is not a credit card, but a line of credit you can use only for the Horizon Outlet website. It comes with incredibly high annual fee that you pay monthly, either $6 or $24.95 depending on your membership plan.

What is vast platinum?

"Vast Platinum is a catalog card issued by Unique Card Services. The card offers borrowers a credit line of up to $1,000 with no credit checks or credit turndowns. The catch is that cardholders must pay a monthly membership fee of $19.95 and an activation fee of $29.95.

What is a unsecured credit card?

Unsecured credit cards. Unsecured credit cards are the most common type of credit cards. They are not secured by collateral. That means that unlike secured loans, such as mortgages or auto loans, unsecured credit cards are not directly connected to property that a lender can seize of the cardholder fails to pay.

How do I contact Horizon Card Services?

Contact Horizon. Call Horizon Customer Service at 1-800-251-6144 and tell the representative you want to cancel your card.

How do I activate my credit card?

Enter the information on your bank's website to activate your card. You'll need information such as your credit card number, your name, and the security code, which you can find on the back of the card. You also may need your Social Security number and your date of birth.